More Than Conquerors
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Fundraising Terms

Effective date: June 18, 2026

These Fundraising Terms (“Fundraising Terms”) govern the organization fundraising features made available through More Than Conquerors (the “App”) by Double Wing Bison Inc., a Kentucky for-profit corporation (“Double Wing Bison,” “we,” “us,” or “our”), located at 1318 Jackson Pike, Harrodsburg, KY 40330. They apply to every party who creates, manages, promotes, participates in, or financially supports a fundraising campaign through the App, including the organizations that run campaigns (“Organizations”), the individual coaches, athletes, and members who help promote those campaigns (“Participants”), and the members of the public who contribute money (“Supporters”). By creating or administering a campaign, by sharing or promoting a campaign, or by making a payment toward a campaign, you agree to these Fundraising Terms.

These Fundraising Terms supplement, and do not replace, our Terms of Service, our Privacy Policy, and our Refund Policy. Where these Fundraising Terms conflict with the general Terms of Service on a subject specific to fundraising, these Fundraising Terms control for that subject; on all other subjects the Terms of Service continue to apply in full. If you do not agree to these Fundraising Terms, you must not create, administer, promote, or contribute to any fundraising campaign through the App. Capitalized terms that are not defined here have the meanings given to them in the Terms of Service.

1. What organization fundraising is — and is not

Organization fundraising is a technology feature that lets an Organization collect money from Supporters through a public web page that is reached by a shareable link or a QR code. When an Organization sets up a campaign, the App generates that page and presents Supporters with one or more preset contribution amounts, along with the ability to enter a custom amount. A Supporter chooses an amount, provides payment information, and the payment is processed by our third-party payment processor. The collected funds, less applicable fees, are then paid out to the bank account that the Organization has connected to the payment processor. The entire purpose of the feature is to give Organizations a simple, modern way to raise operating money for their teams, clubs, and groups — for things like equipment, travel, uniforms, facility costs, tournament fees, and similar legitimate group expenses.

It is essential that everyone understand what this feature is not, because the legal and tax treatment of these payments depends on it. Payments made through organization fundraising are not charitable donations, and they are not tax-deductible. Organizations are not verified nonprofit organizations, charities, or tax-exempt entities by virtue of using this feature, and Double Wing Bison makes no representation that any Organization holds nonprofit, charitable, or tax-exempt status. We do not verify, certify, or vouch for the charitable character, tax status, or legitimacy of any Organization unless we have separately and expressly stated in writing that a particular Organization has been verified for a particular purpose, which is not part of the standard fundraising feature. A Supporter who wants a charitable, tax-deductible giving experience should not use this feature and should instead give directly to a registered 501(c)(3) or comparable qualified organization through that organization’s own established channels.

A payment made through organization fundraising grants the Supporter no digital content, no in-App benefit, no subscription, no unlock, no premium feature, and no other consumable or non-consumable good or service inside the App. It is a transfer of money from a Supporter to an Organization for the Organization’s stated real-world purpose, and nothing more. Precisely because no in-App digital good or service is delivered in exchange, these payments are processed outside of Apple’s In-App Purchase system and Google Play’s in-app billing system, using a third-party payment processor on the web, in the manner permitted for real-world goods, services, and contributions that are consumed or used outside of the App. Supporters should never expect, and Organizations must never promise, any App feature, content, or advantage in return for a payment. See Section 9 and the prohibited-fundraising rules below.

Finally, Double Wing Bison is a technology platform and service provider, not the recipient of the funds. We provide the software that displays campaign pages, the integration with the payment processor, and related administrative tools. We do not take possession of campaign proceeds as their owner, we do not solicit contributions on our own behalf, and we are not a party to the underlying relationship between a Supporter and an Organization. The money belongs to the Organization (subject to the payment processor’s settlement, the deduction of fees, and the rules below), and the Organization alone is responsible for how it is solicited, described, collected, used, and reported.

2. Definitions

The following definitions apply throughout these Fundraising Terms. They are intended to be read together with the definitions in the Terms of Service.

  • Organization means a team, club, group, or similar collective entity that has created a profile in the App and has enabled or used the fundraising feature to collect money from Supporters. The Organization is the recipient of campaign proceeds and the party legally responsible for each campaign it runs.
  • Organization Owner means the individual user who created or who administers an Organization in the App and who completes the onboarding and verification steps described below. The Organization Owner acts on behalf of, and binds, the Organization, and represents that they are authorized to do so. An Organization may have more than one administrator, but at least one Organization Owner is responsible for the connected payout account and for compliance with these Fundraising Terms.
  • Participant means an individual member of an Organization — such as a coach, an athlete, a player, or another member — who promotes or helps run a campaign, including by sharing a campaign link, distributing a QR code, or being attributed contributions through a referral mechanism. A Participant is not the recipient of funds and does not, by participating, take on the Organization’s financial obligations, but is bound by these Fundraising Terms with respect to their promotional conduct.
  • Supporter means any person who makes, or attempts to make, a payment toward a campaign through the App or its associated web pages. A Supporter need not have an account in the App and may contribute as a member of the general public.
  • Campaign means a specific fundraising effort created by an Organization, including its public page, its stated purpose and description, its preset and custom contribution amounts, its link and QR code, and any associated start and end parameters. An Organization may run one or more Campaigns over time.
  • Platform means the App, the associated public web pages, the administrative tools, and the related software and services that Double Wing Bison provides to enable fundraising. The Platform is operated by Double Wing Bison as a technology and service provider.
  • Payment Processor means the third-party payment service — currently Stripe and Stripe Connect, when the feature is live — that authorizes, processes, settles, and pays out payments, and that performs identity verification and related compliance functions. The Payment Processor operates under its own agreements with the Organization and with Double Wing Bison.
  • Payout means the transfer of collected campaign proceeds, net of applicable fees and any holds, reserves, refunds, reversals, or adjustments, from the Payment Processor to the Organization’s connected bank account, on the schedule and subject to the conditions set by the Payment Processor.

3. Roles and relationship of the parties

Organization fundraising involves three distinct parties with three distinct roles, and it is important to understand who is responsible for what. Double Wing Bison is the Platform and a service provider. Our role is to build and operate the software that creates campaign pages, generates links and QR codes, integrates with the Payment Processor, displays contribution options to Supporters, and gives Organization Owners tools to manage their Campaigns. We are not the recipient of the funds, we do not act as a charity or as a fundraising agent collecting on our own behalf, and we are not a bank, a money transmitter operating on our own account, an escrow agent, or a guarantor of any Campaign. We facilitate a connection; we do not own the underlying transaction between Supporter and Organization.

The Payment Processor is the entity that actually moves the money, and it does so under its own terms. To use fundraising, an Organization must establish and maintain an account with the Payment Processor and agree to the Payment Processor’s applicable agreements, including, for Stripe, the Stripe Services Agreement and the Stripe Connected Account Agreement (or their successors). Those agreements govern authorization, settlement, payout timing, holds, reserves, identity verification, dispute handling, and the Payment Processor’s fees, and they exist directly between the Organization and the Payment Processor. Double Wing Bison does not control the Payment Processor’s decisions, including its decisions to verify or decline an account, to hold or release funds, to impose a reserve, to reverse a transaction, or to terminate an account. Where these Fundraising Terms describe what the Payment Processor “may” do, we are describing the framework within which the Payment Processor operates, not promising any particular outcome.

The Organization is the recipient of the funds and the responsible party. The Organization owns the campaign proceeds once they settle, is responsible for the accuracy of every Campaign it runs, controls how the money is used, and bears all legal obligations connected to soliciting and receiving the money, including any tax, charitable-solicitation, consumer-protection, and reporting obligations that the law may impose. Participants promote Campaigns but are not recipients of funds and do not assume the Organization’s financial obligations merely by promoting. Supporters are the source of the funds and authorize the charges they make. Nothing in these Fundraising Terms creates a partnership, joint venture, agency, employment, or fiduciary relationship between Double Wing Bison and any Organization, Participant, or Supporter, and no party may represent otherwise.

4. Eligibility and Organization onboarding

To run a Campaign, an Organization must complete onboarding with the Payment Processor through the Platform. This onboarding uses Stripe Connect (when the feature is live) and requires the Organization, acting through its Organization Owner, to provide the information the Payment Processor needs to verify identity and to comply with applicable “know-your-customer” (KYC), anti-money-laundering, and related legal and regulatory requirements. That information typically includes the legal name and contact details of the responsible individual, the Organization’s details, a connected bank account for Payouts, and, depending on the Payment Processor’s risk assessment, additional identity or business documentation. The Organization Owner represents that all information provided during onboarding is true, accurate, current, and complete, and agrees to update it promptly if it changes. Providing false, misleading, or incomplete information is a material breach of these Fundraising Terms and may result in immediate suspension and the loss of access to collected funds pending investigation.

A Campaign cannot be published, and contributions cannot be collected, until the connected account has both charges enabled and payouts enabled by the Payment Processor. This means that an Organization may set up the structure of a Campaign before verification is complete, but the public page will not accept payments, and funds will not flow, until the Payment Processor has cleared the account to charge Supporters and to receive Payouts. We do this so that money is never collected into an account that cannot lawfully receive or disburse it, and so that a Supporter never pays into a Campaign that has no verified destination for the funds.

Double Wing Bison reserves the right, in its sole discretion and at any time, to decline, limit, pause, suspend, or terminate an Organization’s access to the fundraising feature, with or without cause and, where practicable, with notice. We may do this for reasons that include suspected fraud or abuse, violation of these Fundraising Terms or the Terms of Service, a request or requirement from the Payment Processor, a legal or regulatory concern, a pattern of chargebacks or disputes, risk to Supporters or to the Platform, or incomplete or failed verification. We may also impose limits — such as caps on amounts, restrictions on Campaign types, or additional verification — as a condition of continued access. Exercising or declining to exercise these rights does not make Double Wing Bison responsible for any Campaign, and we are not obligated to monitor, review, or approve Campaigns in advance.

5. Campaigns and content standards

An Organization is solely responsible for the content of every Campaign it creates, including the Campaign’s title, description, imagery, stated purpose, goal, and contribution amounts. All Campaign content must be accurate, honest, and not misleading. An Organization must clearly and truthfully describe who is raising the money and why — that is, the identity of the Organization and the genuine purpose for which the funds will be used. Supporters rely on this information when they decide whether and how much to contribute, and they are entitled to an accurate picture of the effort they are supporting. Vague, exaggerated, false, or deceptive descriptions are prohibited, as is any statement that creates a false impression about the Organization’s status, affiliations, endorsements, or the use of funds.

The stated purpose of a Campaign must be lawful, and the funds must in fact be used for that purpose or for a materially consistent purpose within the Organization’s legitimate operations. If circumstances change after a Campaign begins, the Organization should update the Campaign description so that Supporters are not misled, and the Organization remains responsible for using funds consistently with what Supporters were reasonably led to expect. An Organization must not use a sympathetic or urgent narrative to solicit money that it then diverts to an unrelated or improper use. Campaign content must also comply with our Community Guidelines and must not contain material that is illegal, hateful, harassing, sexually explicit, deceptive, or otherwise prohibited by those guidelines.

Because Campaign pages are public and reachable by anyone with the link or QR code, Organizations must be thoughtful about what they publish. Do not include the personal information of minors or other sensitive personal data in a public Campaign, do not imply that a contribution carries a benefit or reward inside the App, and do not present the Campaign in a way that suggests it is a charitable, tax-deductible, or government-affiliated effort unless that is genuinely and verifiably true and lawful. Double Wing Bison may, but is not obligated to, review Campaign content and may remove, edit, pause, or unpublish any Campaign that we believe, in our discretion, violates these standards.

6. Fees

The fundraising feature involves two categories of fees, and both are disclosed and deducted before the Organization receives its Payout. First, the Payment Processor charges its own processing fees for authorizing and settling each transaction. These fees are set by the Payment Processor under its agreements with the Organization, they typically include a percentage of the transaction plus a fixed per-transaction amount, and they may vary by payment method, card type, currency, or other factors that the Payment Processor determines. Double Wing Bison does not set, control, or receive the Payment Processor’s processing fees.

Second, Double Wing Bison may charge a platform or service fee for providing and operating the fundraising feature. This fee compensates us for building and maintaining the software, the campaign-page experience, the link and QR generation, the administrative tools, the Payment Processor integration, and the support and infrastructure that make the feature work. When a platform or service fee applies, we will disclose it — for example, in the App, on the relevant onboarding or settings screens, or on the Campaign page — so that the Organization understands the fee structure before it collects money, and so that the relationship between the gross amount contributed and the net amount paid out is transparent. The platform or service fee is deducted, along with the Payment Processor’s fees, before the remaining proceeds are paid out to the Organization.

We may change the platform or service fee, or the way it is calculated, on a prospective basis. We will provide notice of any change to the platform or service fee before it takes effect — for example, through the App, by email, or on the relevant screens — and the changed fee will apply only to Campaigns and contributions that occur after the change is effective, not retroactively to contributions already collected. The Payment Processor’s fees are governed by the Organization’s agreements with the Payment Processor and may change according to those agreements. By continuing to use the fundraising feature after a fee change takes effect, the Organization accepts the changed fees.

7. Payouts

Payouts are made by the Payment Processor to the bank account that the Organization has connected, and the timing, schedule, and mechanics of Payouts are determined by the Payment Processor, not by Double Wing Bison. For Stripe-based accounts, Payouts generally follow Stripe’s standard payout schedule for the account, which may include an initial delay for newly onboarded accounts and a rolling settlement period thereafter; the precise schedule depends on the account’s configuration, history, and risk profile as assessed by the Payment Processor. Because settlement is controlled by the Payment Processor, the amount and timing of any particular Payout are subject to the Payment Processor’s rules and may differ from the gross amount contributed during any given period.

The Payment Processor may, in accordance with its own agreements and risk policies, place holds, impose reserves, set minimum payout thresholds, or otherwise delay, reduce, or withhold Payouts. A hold or reserve may be applied, for example, in response to elevated dispute or chargeback activity, suspected fraud, incomplete verification, unusual transaction patterns, or legal and compliance requirements. These are decisions of the Payment Processor, and Double Wing Bison does not control them, cannot guarantee their reversal, and is not responsible for losses or delays that result from them. The Organization is responsible for maintaining accurate and current payout information, including a valid and properly verified bank account in the Organization’s control; Payouts that fail, bounce, or are misdirected because of inaccurate or outdated information are the Organization’s responsibility, and resolving them may require additional verification with the Payment Processor.

The Organization is responsible for all taxes arising from the funds it collects and for any tax reporting obligations that may apply to it. Depending on transaction volume, dollar thresholds, jurisdiction, and applicable law, the Payment Processor may be required to issue tax information forms — such as an IRS Form 1099-K — to the Organization and to report payment information to tax authorities. Whether such a form is issued, and the figures it reflects, are determined by the Payment Processor and by applicable law, and the Organization should expect that funds collected through the feature may be reported to tax authorities. Double Wing Bison does not provide tax advice, does not determine the Organization’s tax treatment, and is not responsible for the Organization’s tax compliance. Organizations should consult their own tax advisors about the treatment of funds raised through the feature.

8. Organization responsibilities and representations

The Organization bears primary responsibility for its Campaigns and the funds they raise, and by using the fundraising feature the Organization makes the following representations and undertakes the following responsibilities. The Organization represents that it will use all funds it collects only for lawful purposes and substantially consistent with the purpose stated to Supporters, and that it will not use funds for any illegal, fraudulent, deceptive, or prohibited purpose. The Organization is responsible to its Supporters for honoring the basis on which the money was solicited, and it must not divert funds in a way that would deceive the people who contributed.

The Organization represents and agrees that it will not misrepresent the tax-deductibility of contributions or its own nonprofit, charitable, or tax-exempt status. Unless the Organization is in fact a qualified tax-exempt organization, has lawful authority to solicit tax-deductible contributions, and has expressly and accurately disclosed that status in compliance with applicable law, the Organization must present each Campaign as a non-charitable, non-deductible fundraising effort, consistent with Section 1. The Organization must not state or imply that a contribution is a tax-deductible donation, that Double Wing Bison is a charity, or that contributions are made to or processed by a charitable entity, when that is not true.

The Organization is responsible for its own compliance with all laws that may apply to its fundraising, which can include, depending on the Organization’s location, the locations of its Supporters, and the nature of its activity, charitable-solicitation registration and disclosure laws, consumer-protection laws, advertising and unfair-practices laws, and tax laws. Many U.S. states regulate the solicitation of contributions and may require registration, disclosures, or licensing for certain fundraising activity, and money-transmission and related financial-services laws may also be implicated by the movement of funds. The Organization is responsible for determining which of these laws apply to it and for complying with them; Double Wing Bison does not make that determination on the Organization’s behalf and provides no legal advice. Finally, the Organization agrees to cooperate fully and promptly with Double Wing Bison and the Payment Processor on any investigation of fraud, chargebacks, disputes, or suspected violations, including by providing documentation, transaction records, and information about the use of funds when reasonably requested.

9. Supporter terms

When a Supporter chooses an amount and submits payment, the Supporter authorizes the charge to the payment method they provide, in the amount they select (preset or custom), together with any clearly disclosed amounts. The Supporter represents that they are authorized to use the payment method and that the information they provide is accurate. The charge is processed by the Payment Processor, and the Supporter’s payment may also be subject to the terms of the Payment Processor and of the Supporter’s card issuer or bank.

A Supporter must understand that a payment through this feature is not a tax-deductible charitable donation. Unless an Organization has separately, expressly, and lawfully established and disclosed qualified charitable status, the Supporter should treat the payment as a non-deductible contribution to a private Organization for that Organization’s own purposes, and should not claim it as a charitable deduction. The Supporter also receives no benefit, content, feature, or advantage inside the App in exchange for the payment; the payment supports the Organization’s real-world purpose and confers nothing within the App. If a Supporter is seeking a tax-deductible giving experience or a product or service in return, this feature is not the right channel.

At the time of payment, a Supporter may be asked to provide a name and email address, and may be given a choice about whether a name is displayed publicly — for example, on a Campaign page or in a list of Supporters — or whether the contribution is shown without a public name. Providing this information, and any choice to be shown publicly, is at the Supporter’s option, and the handling of this information is described in our Privacy Policy. Supporters should not provide more personal information than they are comfortable sharing, and should not include sensitive personal information in any free-text field. Receipts, confirmations, and records of a payment are generated through the Payment Processor and the Platform; refund and dispute rights are addressed below and in our Refund Policy.

10. Participant attribution and private leaderboards

To help Organizations run team-based fundraising drives, the App may offer referral codes or attribution links that associate contributions with a particular Participant — for example, so that a coach or athlete can see how much was raised through the link they shared. This attribution is an internal, motivational, and administrative feature. The statistics it produces, including any ranking or “leaderboard” of Participants by amount raised, are internal to the Organization and are visible only within the appropriate administrative or team context inside the App. They are intended to help an Organization recognize effort and coordinate a drive, not to publicize individuals.

Participant attribution data and any leaderboard derived from it are never made public on a Campaign page or elsewhere on the open web. We design the feature so that the public-facing Campaign page shows the fundraising effort itself, not a public ranking of who referred which contributions. In particular, minors are never exposed publicly through attribution or leaderboards: the App is built so that a minor Participant’s identity, performance, or fundraising statistics are not displayed on any public page, are not attached to any publicly reachable link in a way that identifies the minor, and are kept within the protected, internal context. Organizations and Participants must not attempt to circumvent these protections — for example, by manually publishing internal leaderboard data, by exposing a minor’s name and amounts on social media in connection with a Campaign, or by otherwise making private attribution data public. Our handling of Participant and minor data is further described in our Privacy Policy.

11. Prohibited fundraising

The fundraising feature may be used only for legitimate group fundraising, and a range of activities is strictly prohibited. The following list is illustrative, not exhaustive, and Double Wing Bison may treat conduct that is contrary to the spirit of these restrictions as a violation even if it is not specifically listed.

  • Games of chance and gambling. You may not use the feature to operate or promote raffles, sweepstakes, lotteries, prize drawings, games of chance, gambling, betting, or any arrangement in which a payment buys a chance to win a prize. These activities are heavily regulated, frequently require licenses or are unlawful, and are not permitted through the Platform regardless of how they are characterized.
  • In-App benefits for payment. You may not offer, promise, or provide any digital content, feature, unlock, subscription, status, advantage, or other benefit inside the App in exchange for a payment. Payments through this feature support real-world purposes only and must never function as a disguised in-App purchase, consistent with Section 1.
  • Illegal, deceptive, hateful, or explicit purposes. You may not raise money for any purpose that is illegal, fraudulent, or deceptive, or for content or causes that are hateful, harassing, violent, sexually explicit, or otherwise prohibited by our Community Guidelines. Misrepresenting who is raising money or why is prohibited.
  • Unauthorized solicitation. You may not solicit on behalf of a person, team, organization, cause, or brand without authorization, and you may not impersonate or falsely claim affiliation, endorsement, or sponsorship.
  • Regulated, licensed, or restricted goods and services. You may not use the feature to sell or fund the sale of regulated, licensed, or restricted goods or services — including, for example, firearms, ammunition, controlled substances, tobacco, alcohol, cannabis, pharmaceuticals, adult content, or other items whose sale requires a license or is restricted by law — or to evade any legal requirement applicable to such goods or services.
  • Misrepresented charitable or tax status. You may not present a Campaign as a charitable, tax-deductible, or government effort unless that status is genuine, lawful, and properly disclosed.

Violation of these prohibitions is a material breach of these Fundraising Terms and may result in immediate removal of the Campaign, suspension or termination of the Organization’s access, holds on funds, reversal of contributions, reporting to the Payment Processor and to authorities where appropriate, and the other remedies described below.

12. Refunds, chargebacks, disputes, and negative balances

Because the Organization is the recipient of the funds and the responsible party, the Organization is financially responsible for refunds, chargebacks, and disputes arising from its Campaigns. If a Supporter requests a refund, disputes a charge with their card issuer (a “chargeback”), or initiates any other dispute, the underlying obligation to resolve it sits with the Organization, even though the mechanics of processing it run through the Payment Processor and the Platform. Refund eligibility and process are described in our Refund Policy, which applies to fundraising payments to the extent it addresses them; Supporters with a concern about a payment should review that policy and contact the relevant party as described there.

Double Wing Bison and the Payment Processor each may, but are not obligated to, refund, reverse, hold, or adjust a contribution where we or the Payment Processor determine it is appropriate — for example, in response to suspected fraud, a chargeback, a violation of these Fundraising Terms, a legal or compliance requirement, or a request from the Payment Processor. When a contribution is refunded or reversed, the associated amount, and any related fees, dispute fees, or penalties imposed by the Payment Processor, are the Organization’s responsibility. We and the Payment Processor may recover those amounts from the Organization’s balance or from future Payouts, and the Organization authorizes such recovery.

If refunds, reversals, chargebacks, fees, or penalties exceed the Organization’s available balance, the Organization may have a negative balance, and the Organization is responsible for that shortfall. The Organization agrees to repay any negative balance promptly, and Double Wing Bison and the Payment Processor may offset the negative balance against current or future proceeds, suspend Payouts or fundraising until the balance is cured, and pursue other lawful means of recovery. Note that fees already charged by the Payment Processor on an original transaction may not be returned when a contribution is refunded, in accordance with the Payment Processor’s rules, which can leave an Organization responsible for the difference between what a Supporter is refunded and what was originally settled.

13. Suspension, holds, and termination of fundraising

Double Wing Bison may suspend, pause, hold, limit, or terminate an Organization’s fundraising activity, a particular Campaign, or access to collected funds, at any time and in our discretion, where we believe it is warranted. Circumstances that may lead to such action include suspected or confirmed fraud or abuse, a violation or suspected violation of these Fundraising Terms, the Terms of Service, or the Community Guidelines, elevated chargeback or dispute activity, a request or requirement from the Payment Processor, a legal, regulatory, or court requirement, a risk to Supporters, to other Organizations, or to the Platform, or incomplete or failed verification. Separately, the Payment Processor may independently hold funds, impose reserves, suspend charges or payouts, or terminate an account under its own agreements, and those actions are outside Double Wing Bison’s control.

Where we suspend or hold fundraising, we may do so with or without advance notice depending on the circumstances, and we will, where practicable and lawful, communicate the reason and what is required to resolve it. A suspension or hold does not relieve the Organization of its obligations, including its responsibility for refunds, chargebacks, disputes, taxes, and any negative balance, and amounts subject to a hold may be applied to satisfy those obligations. Termination of fundraising access does not, by itself, extinguish liabilities that accrued before termination, and the provisions of these Fundraising Terms that by their nature should survive — including those concerning fees, refunds and reversals, negative balances, taxes, disclaimers, limitation of liability, and indemnification — survive termination.

14. Winding down an Organization and offboarding

An Organization that has used the fundraising feature cannot simply disappear while financial matters remain open. If an Organization is disbanded, closed, or otherwise wound down while it has any fundraising activity that is not fully settled, the Organization enters an offboarding process and its fundraising-related status persists until all open items have resolved. This means that the Organization, its connected account, and the relevant records remain subject to these Fundraising Terms until balances are settled, pending or potential refunds are addressed, chargebacks and disputes are resolved, and Payouts are completed or reconciled. We do this to protect Supporters, to satisfy the Payment Processor’s requirements, and to ensure that money obligations are not abandoned mid-stream.

During offboarding, Payouts may be paused, reserves may be held, and the responsible Organization Owner is expected to remain reachable and to cooperate with Double Wing Bison and the Payment Processor until the wind-down is complete. Because fundraising involves financial and legal records, financial history associated with an Organization’s fundraising may survive the deletion of an Organization Owner’s personal account. In other words, deleting a user account does not necessarily erase transaction records, Payout records, dispute records, and similar financial information that we or the Payment Processor are required, or have a legitimate need, to retain for compliance, audit, tax, fraud-prevention, and recordkeeping purposes. Our retention practices and your options regarding account and data deletion are described in our Data & Account Deletion policy and our Privacy Policy. Settlement of outstanding fundraising obligations takes precedence over deletion of the underlying financial records.

15. Taxes

Each party is responsible for its own taxes. The Organization is responsible for determining, reporting, and paying any taxes that apply to the funds it raises and to its activities, including any income, sales, use, or other taxes, and for any registration or filing obligations that the law imposes on it. As noted above, the Payment Processor may issue tax information forms, such as an IRS Form 1099-K, and may report payment information to tax authorities where required by law; the Organization should plan on the basis that funds raised may be reported and should keep its own complete records. The Supporter is responsible for understanding that contributions are generally not tax-deductible through this feature, as explained in Section 1 and Section 9, and for any tax consequences of their own contributions.

Double Wing Bison does not provide tax advice and does not determine the tax treatment, obligations, or filings of any Organization, Participant, or Supporter. Nothing in these Fundraising Terms, in the App, or in any Campaign should be read as tax advice or as a representation about the deductibility, characterization, or reporting of any payment. Each party should consult its own qualified tax advisor regarding the tax treatment of fundraising activity and contributions.

16. Disclaimers

The fundraising feature, the Platform, and all related services are provided “as is” and “as available,” without warranties of any kind, whether express, implied, statutory, or otherwise, to the fullest extent permitted by law. Without limiting the general disclaimers in the Terms of Service, Double Wing Bison disclaims all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement with respect to the fundraising feature, and does not warrant that the feature will be uninterrupted, error-free, secure, or that any Campaign will achieve any particular result.

Double Wing Bison is a technology platform and service provider and is not responsible for the acts, omissions, conduct, content, statements, or performance of any Organization, Participant, or Supporter, and is not responsible for the decisions or actions of the Payment Processor. We do not guarantee the legitimacy, accuracy, or outcome of any Campaign, the truth of any Campaign’s stated purpose, the manner in which any Organization uses the funds it collects, or that any Supporter, Organization, or Participant will fulfill their commitments. We do not control, and are not responsible for, the Payment Processor’s verification, fees, holds, reserves, payout timing, reversals, or account decisions, or for any delay, loss, or unavailability of funds caused by the Payment Processor, by a Supporter’s bank or card issuer, or by circumstances beyond our reasonable control. Any dispute about a Campaign, a payment, the use of funds, or the conduct of a party is between the parties to that dispute, and Double Wing Bison is not a party to it.

17. Limitation of liability

The limitations and exclusions of liability set out in the Terms of Service are incorporated into these Fundraising Terms by reference and apply in full to the fundraising feature and to everything described here. Without limiting those provisions, and to the fullest extent permitted by applicable law, Double Wing Bison and its officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of funds, profits, goodwill, or data, arising out of or relating to the fundraising feature, any Campaign, any payment, the use or misuse of funds, or the acts or omissions of any Organization, Participant, Supporter, or the Payment Processor. The aggregate liability of Double Wing Bison arising out of or relating to the fundraising feature is subject to, and capped by, the limitation-of-liability cap stated in the Terms of Service. Because some jurisdictions do not allow the exclusion or limitation of certain damages, some of these limitations may not apply to you, in which case Double Wing Bison’s liability is limited to the maximum extent permitted by law.

18. Indemnification by the Organization

The Organization agrees to defend, indemnify, and hold harmless Double Wing Bison and its officers, directors, employees, agents, and affiliates from and against any and all claims, demands, actions, investigations, liabilities, damages, losses, fines, penalties, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: the Organization’s Campaigns and the content of those Campaigns; the Organization’s solicitation, collection, use, or reporting of funds; the Organization’s representations to Supporters, including any representation about charitable status or tax-deductibility; refunds, chargebacks, disputes, reversals, fees, penalties, and negative balances connected to the Organization’s Campaigns; the Organization’s violation of these Fundraising Terms, the Terms of Service, the Community Guidelines, or any applicable law, including charitable-solicitation, consumer-protection, tax, and money-transmission laws; and the acts or omissions of the Organization, its Organization Owners, and its Participants. Double Wing Bison may, at its option and at the Organization’s expense, assume the exclusive defense and control of any matter subject to indemnification, and the Organization agrees to cooperate with that defense and not to settle any such matter without Double Wing Bison’s prior written consent. This indemnification obligation survives termination of the Organization’s access to the fundraising feature.

19. Changes to these terms

Double Wing Bison may modify these Fundraising Terms from time to time to reflect changes in the feature, in our practices, in the Payment Processor’s requirements, or in applicable law. When we make a material change, we will update the effective date at the top of this document and provide notice through reasonable means, which may include posting the revised Fundraising Terms in the App or on our website, sending an email, or displaying an in-App notice. Changes are prospective: they apply to Campaigns and contributions that occur after the change takes effect, and they do not retroactively alter the terms that governed contributions already collected. Your continued use of the fundraising feature — by creating, administering, promoting, or contributing to a Campaign — after a change takes effect constitutes your acceptance of the revised Fundraising Terms. If you do not agree to a change, you must stop using the fundraising feature; for Organizations with open fundraising activity, the offboarding provisions described above continue to apply until outstanding matters are resolved.

20. Contact

Questions about these Fundraising Terms, about a specific Campaign, or about a payment should be directed to Double Wing Bison Inc. by email at support@doublewingbison.com, or by mail at 1318 Jackson Pike, Harrodsburg, KY 40330. For help with the App generally, see our Support resources. For questions specifically about refunds and disputes, please also review our Refund Policy. For questions about how your information is handled in connection with fundraising, please review our Privacy Policy and our Data & Account Deletion policy. These Fundraising Terms are governed by the laws of the Commonwealth of Kentucky, without regard to its conflict-of-laws rules, and are subject to the governing-law, venue, and dispute-resolution provisions of the Terms of Service.